Many businesses wait weeks, even months to get paid on their outstanding account receivables. This typically creates major cash-flow issues as they provide their goods and services and absorb those costs until they eventually get paid sometimes 90 days later.

With our Account Receivable Financing you can regularly secure money against their receivables in as little as 24 hours. And you can get rates less than 2% and financing as high as $20,000,000 even with severely challenged personal credit.

Easy Qualification Process

Account receivable financing is very easy to qualify for as you won’t need financials or good credit to get approved.

To qualify for AR Financing your business must be open for at least 12 months. The lender will review your existing receivables or purchase orders, and will look into the company that your receivables are with.

If the companies who owe you money have a good history of paying their debts, you can easily be approved regardless of your personal credit quality.

Do You Have Credit Issues Now?

Our Account Receivable Financing program is perfect for business owners who have credit issues.  Lenders are not looking for, nor do they require good credit to qualify. You can even be approved and advanced 80% of your receivables, even with severely challenged personal credit and low credit scores.

You can be approved with a personal credit score lower than 500, even if you have recent derogatory items and major collections on your credit report. Lenders truly don’t care about your personal credit, they care more about the credit of the company who you have the receivables with.

This is one of the best and easiest business financing programs in existence that you can qualify for and get really good terms even if you have severe personal credit problems.

FAST Funding!

After the lenders review your account receivables you can receive your initial approval and funding in 3 weeks or less. After you are initially approved you will be able to get paid on future receivables within 24 hours.

Really Low Rates Regardless of Credit!

With our AR financing program, you can get approved with really low rates even if you have severe credit challenges. In almost all cases your rate will be 2% or less even if your personal credit scores are less than 500.

This means you can get paid tomorrow instead of waiting weeks or months to get paid, and you can do this for less than the cost of you accepting a credit card payment from your customers.

There are very few other programs in existence that can give you these low rates even if you have severe personal credit challenges.

Powerful Benefits!

Sometimes you might have large orders to fill but don’t have or want to use your cash flow to pay for the supplies needed to fulfill those orders. Our Purchase Order Financing is a short-term finance option that provides capital so you can pay your suppliers upfront so your company doesn’t have to deplete cash reserves.

Purchase Order Financing allows companies to grow without increased bank debt or selling equity. It also helps you increase market share by ensuring timely deliveries are made to your customers.

Our areas of expertise include production finance for work in process and Letters of Credit for trade finance. This includes import and export transactions as well as domestic trade purchases.

Easy Qualification Process

Purchase Order Financing is very easy to qualify for as you won’t need financials or good credit to get approved.

To get approved lenders will typically do a quick review of your outstanding purchase orders that need to be filled. If the purchase orders are valid and the suppliers you are dealing with are credible, you can be approved regardless of personal credit history.

Do You Have Credit Issues Now?

Our Purchase Order Financing program is perfect for business owners who have credit issues. Lenders are not looking for, nor do they require good credit to qualify. You can even be approved even with severely challenged personal credit and low credit scores.

You can be approved regardless of personal credit quality, even if you have recent derogatory items and major collections on your credit report. Lenders truly don’t care about your personal credit; they care more about the reputation of your supplier.

This is one of the best and easiest business financing programs in existence that you can qualify for and get really good terms even if you have severe personal credit problems.

FAST Funding!

After the lenders review your purchase orders you can receive your initial approval and funding in 2 weeks or less.

Powerful Benefits!

Our 401(k) financing offers a powerful and flexible way for new or existing businesses and franchises to leverage assets that are currently in a 401(k) plan or IRA. In as little as 2 weeks you can invest a portion of your retirement funds into your business, giving you more control over the performance of your retirement plan assets and the working capital you need for business growth.

Easy Qualification Process

401(k) financing is easy to qualify for as you won’t need financials or good credit to get approved.

To qualify for 401(k) financing all the lender will require is a copy of your two most recent 401(k) statements. If your 401(k) has a value more than $35,000 you can be approved, even with severely challenged personal credit.

Whatever percent of your 401(k) is “rollable” is the amount of financing you can receive. In many cases, you can secure a low-interest credit line or loan for 100% of your current 401(k) value.

Do You Have Credit Issues Now?

Our 401(k) financing program is perfect for business owners who have credit issues. Lenders are not looking for, nor do they require good credit to qualify. You can even be approved for a low-interest credit line, even with severely challenged personal credit and low credit scores.

You can be approved for a credit line, regardless of personal credit quality, even if you have recent derogatory items and major collections on your credit report.

This is one of the best and easiest business financing programs in existence that you can qualify for and get really good terms even if you have severe personal credit problems. Pay a $4995 lender fee, which includes 5 years’ worth of management and consulting.

FAST Funding!

After the lenders review your 401(k) statements you can receive your initial approval and funding in 3 weeks or less. You will be able to secure a working-capital credit line to use for whatever purposes you need.

Powerful Benefits!

Our Securities-based Financing offers a powerful and flexible way for new or existing businesses and franchises to leverage assets that are currently in stocks or bonds to obtain a low-interest credit line.

In as little as 2 weeks you can invest a portion of your stocks or bond into your business, giving you more control over the performance of your retirement plan assets and the working capital you need for business growth.

You can be approved for a low-interest credit line for as much as 90% of the value of your securities. Most stocks and bonds accepted, and you keep all the interest and appreciation from your securities. Plus, there is no pre-payment penalty and your securities remain in your name.

Easy Qualification Process

Securities-based Financing is very easy to qualify for as you won’t need financials or good credit to get approved.

To qualify all the lender will require is a copy of your two most recent securities statements. If your stocks or bonds have a value over $25,000 you can be approved, even with severely challenged personal credit.

Do You Have Credit Issues Now?

Our Securities-based Financing program is perfect for business owners who have credit issues. Lenders are not looking for, nor do they require good credit to qualify.

Credit history is not important, except that there can be no bankruptcies or foreclosures in the last 5 years. Credit history is not used to determine rate or LTV%.

This is one of the best and easiest business financing programs in existence that you can qualify for and get really good terms even if you have severe personal credit problems.

FAST Funding!

After the lenders review your securities statements you can receive your initial approval and funding in 2 weeks or less. You will be able to secure a working-capital credit line to use for whatever purposes you need.

Powerful Benefits!

Established businesses with tax returns that show good revenues and profitability can get very large sums of funding with Secured Small Business Loans.

If you have positive business tax returns, you should apply for secured government-backed SBA program loans from $250,000 up to $12,000,000. SBA offers several programs including 504 and 7a loan programs you may qualify for.

SBA programs can be used for many purposes including purchasing a new business, partner buy outs, real estate acquisition, and even working capital.

SBA will require certain documentation to qualify including business and personal financials, resume and background information, personal and business credit reports, a business plan, bank statements, collateral, and other documentation relevant to the transaction.

Approval amounts will vary based on the collateral their business has and the amount of net profit reflected on their tax returns. The total time to close these loans is about 2-4 months.

Low-interest and Long-term Business Financing

SBA loans offer some of the longest payback terms available for business financing. You can secure loans for 10, 15, even 20 years with SBA, and get one of their popular CAPLines. Plus, in many cases interest rates are as low as 5-6% on the financing you secure.

A recent Gallup survey found that 80% of U.S. businesses lease a portion of their equipment. The list of companies using leasing ranges from the Fortune 500 to the family store.

We offer equipment financing and leasing programs for companies with at least one year in business. You can get approved even with challenged credit, you won’t need financials to secure equipment financing, and approvals take as little as 24 hours.

Easy Qualification Process

You can be approved for Equipment Financing and Leasing with as low as a 640-personal credit score. To get approved lenders will request details on the equipment you are obtaining.

After a quick credit review, you can be approved for as much as $10,000,000 in equipment financing.

Equipment Leasing is Powerful!

We help business owners obtain financing to lease equipment. With equipment leasing you receive even more favorable terms than typical business financing programs, with even more benefits.

Whether you are a startup business or a well-established business, we have hundreds of equipment lenders who would like to help. You can qualify with only two monthly payments as a down payment. And you can get approved with a credit score as low as 640.

Rates are affordable and 100% of your interest is tax deductible. Plus, you can get approved for financing up to $10,000,000

Powerful Benefits!

You can enjoy a quick closing and high loan-to-values with our rehabilitation loans. Rehab loans are tailored for the real estate investor who wants to purchase, rehab, and flip residential properties.

Using the property as collateral, funds are available for short-term residential renovation projects that most traditional banks and credit unions won’t approve.

Awesome Terms!

You can be approved for 100% of the financing you need to buy and rehab residential properties. Lenders will verify that the amount you are requesting is 65% or less of after-repair value of the property.

You can be approved for a short-term loan of 6 months and can also get extended terms upon request. There is no prepayment penalty, so you can sell the home faster and pay off the entire loan without any cost to you whatsoever.

Easy to Get Approved!

There are three main elements lenders are looking at to approve you for this program. Firstly, you should have prior and recent flipping experience. Lenders will request you to list your recent projects verifying that you have recent experience of selling 2 homes or more.

Secondly, lenders will verify that you have average credit. You can be approved with credit scores as low as 640 as long as you don’t have any severe negative credit items on your report that are recent.

Lastly, to get approved you should be liquid. Lenders will want to see that you have money in the bank, and you will be required to put funds into an escrow account for security. The amount of liquid funds varies based on project, but you should only apply if you have at least $30,000 in liquidity now.

So you can be approved, even with average credit, as long as you have some flipping experience and money in the bank.

Powerful Benefits!

We offer commercial real estate financing ranging from $100,000-20,000,000. This financing can be used for refinancing a property, even if you are doing a cash-out refinance. Maximum LTV 70%.

Loan-to-values range from 55-65% depending on the purpose of the loan. We have funding programs available including conventional property financing, money for investment properties and hard money loans, bridge loans, and loans for the purchase of commercial real estate, plus your clients can also obtain SBA loans. Renovations get loan to value of up to 60%.

Commercial Real Estate Financing for All Types of Buildings!

We offer financing for many different, even unique property types. With our commercial real estate financing, you can acquire funding for offices, industrial, offices- general or medical/ dental, industrial facilities, light manufacturing buildings, mixed use properties, commercial condos, auto dealerships, light auto services, day cares, assisted living facilities, entertainment venues, multi-family properties, retail warehouses, self-storage facilities, and more.

We work with thousands of lending sources nationwide and many of them are private investors who are seeking the right opportunity to invest in. If you have collateral, average credit, and positive tax returns, you can be approved with many private investors at very good loan terms.

With our private money sources, you won’t be required to give up any percentage of ownership equity in your business. You retain full control and are still able to obtain private investor funding, even when your bank says no.

Awesome Terms!

You can obtain private money financing with much the same terms as conventional bank loans. Rates vary based on risk typically ranging from 5-18%. You can get approved for long-term loans of 10 years, even 30 year loan terms, or you can get your funding through a working capital credit line that you can access and use any time you need it.

Easy to Get Approved!

TThere are two main elements private investors look for to approve you for funding. Firstly, lenders want to see that you have tax returns that reflect a profit. They will also verify that your sales and profits are increasing from year-to-year. Lenders look at these qualities as signs of a healthy company worth of long-term investment.

Secondly, lenders will verify that you have average credit. You can be approved with credit scores as low as 640 as long as you don’t have any severe negative credit items on your report that are recent.

Get Approved when Banks Say “No”!

Private money financing is often called SBA fall out as it typically helps those who can’t get approved for conventional SBA financing. SBA loans have very stringent qualifying requirements, so stringent that nearly 90% of applications are denied.

With Private Money Financing your business doesn’t need to be perfect, nor do you need to supply the extensive documentation that lenders typically demand. You can get approved with just a quick review of your tax returns, credit, and bank statements.

Unlike conventional financing you don’t need good credit, average credit will suffice to qualify. You don’t need collateral valued at 100% of what you are borrowing like conventional financing, you can get approved with as little as 20%.

You can secure private money financing without most of the headaches and limitations that are common with conventional business financing.

Powerful Benefits!

Insurance agents can get low-interest, long-term financing using renewable commissions as collateral. This program is the best program available for insurance agents regarding approval requirements and approval terms.

You can be approved for a 3-10 year loan or credit line for your insurance business, even if you have average credit. And all you truly need to qualify is a book of business of renewable commissions. You can even use the book of business for the insurance agency you are buying as collateral to get approved.

Easy to Get Approved!

Insurance agents rave about how easy this program is to qualify for. The lenders are mainly looking to ensure you have a viable book of renewable commissions for your insurance agency. If you do, you can be approved even with a 520 personal credit score.

You can get as much as 120% of the surrender value of your renewable commissions. And most agencies can qualify, excluding State Farm. All you need for approval is a complete application and breakdown of your renewables.

You can get rates as low as 4% over the Prime rate and you can get loan terms as long as 10 years helping keep your payments low.

Get Approved when Banks Say “No”!

Book of business financing is the absolute best long-term solution for insurance agents who can’t secure SBA, conventional type loan financing.

With Book of business financing your business doesn’t need to be perfect, and you do not need to supply the extensive documentation that lenders typically demand. You can get approved with just a quick review of your credit and renewable commission breakdown.

Unlike conventional financing you don’t need good credit, you can be approved even with severely challenged personal credit and scores as low as 520. Lenders are actually more interested in you supplying 3 solid references than they are with you having good credit.

Powerful Benefits!